be smart

We provide smart point-of-sale systems and cost effective payment processing solutions.

We’re OJM Payments. We’re not like other providers. Our approach is simple. Always treat the customer with integrity. Only supply innovative payments technology. Never hide fees or engage in deceptive practices.

We’re Different.
It’s Refreshing.


Great customer service is our number one priority. Not only for businesses located near to our office in Brookings, SD but to all our clients.


We value honesty. All processing fees, equipment costs and financial obligations will be disclosed in full.


Our job is to provide your business with the most technologically advanced credit card terminals and POS systems on the market.



You have many options for accepting payments. Our knowledge and common sense approach helps you make the right choice.



The Problem

The payment processing industry has a bad reputation. Unscrupulous sales agents, hidden fees, complex rates and outdated technology.

The Answer

To go above and beyond. To earn and retain trust. To do the right thing.

Our Process.
How We Help.


The first step is a free consultation. We assess equipment, security and pricing. We determine your expectations and goals.



Once complete, we make efficiency suggestions, demonstrate hardware and software, and create a customized pricing plan.



We work with many types of non high-risk business. Retail. Restaurants. Online. B2B. Healthcare. Non profit. Education. Service.

Our Partners

We have very high standards. Our A+ rated partners have innovative technology, amazing software and award winning customer support.

Free Consultation.
Call Today.



120 22nd Ave S. Ste 104, Brookings, SD 57006